Blasting
Blasting Insurance Claims
Home and business owners with property that may have been damaged by quarry blasting probably have a lot of questions. Here are some answers to the most frequently asked questions about quarry blasting damage:
There are cracks in my ceiling and walls. Were they caused by quarry blasting?
If your home is frequently rattled by explosions from a nearby quarry, cracks in the interior or exterior walls, and ceilings may have been caused by the blasts from the quarry. The only way to determine if your home was damaged by quarry blasting is to have it examined by experts. We have a team of experts who will examine your home at no cost to you and determine the cause of the cracking.
How did quarry blasting cause damage to my property?
Quarries use explosives to break rock, but some of the energy escapes during the blast. Some of that energy escapes into the atmosphere to generate air-blasts or air vibrations, while the remainder of the energy leaves the blast site through the surface soil and limestone in the form of ground vibrations. Repeated exposure to these vibrations damage structures. If you can feel the vibrations from the explosions, then the vibrations could be powerful enough to damage your structure – even if the quarries are miles away from your home or business.
Will insurance cover damage caused by quarry blasting?
Most homeowners and business owners insurance policies provide coverage for cracking damage caused by blasting. If you believe your home or business may have been damaged as a result of blasting, then contact us for a free evaluation.
IMPORTANTLY, even if your insurance company has denied your claim, let us review that denial for free. If your insurance company is right, we will tell you. But, if they are wrong, we will let you know that, and what we can do to help. The most important thing to do is not be intimidated by a denial. Even if your insurance company had your home or building inspected by an engineer who said the blasting did not cause your damage, let us review your case for free. Many times, we are able to use that engineering report against the insurance company. “No” is not the end of the inquiry. It’s just the beginning. In fact, every case we’ve ever won all have one thing in common. They all started with “no.”
What is a quarry?
Quarries extract rock from the earth with the use of explosives. When the explosives are detonated, large chunks of rock break off, and that rock is crushed into smaller pieces for use in construction, or for use in construction materials. In Florida, rock quarry mining is a billion-dollar business, and companies extract tens of millions of tons of limestone annually. All that blasting takes a toll.
What if the State, County or City says the quarry didn’t cause the damage?
Even if the State, County or City says that the quarry didn’t cause the damage, let us look at your case for free. We have found that many so-called “experts” say that a blast is not strong enough to cause damage. But, they often ignore the cumulative effect that repeated blasts over time has on structures. No matter what, do not be intimidated by anyone who says that the blasting is not causing the damage. Let our team of professionals review your case, so we can figure out what is causing the damage.
What if I’m miles away from the blast sight?
If you can feel the blast, so can your house. We have proven that blasts can cause cracking miles away from a structure.